Information We Collect

• Personal Data: Name, email address, phone number, and KYC documents (if required) for account creation and verification.
• Financial Data: Transaction history, payment details, mobile and DTH recharge numbers, consumer IDs for utility bills, and payment preferences.
• Technical Data: IP address, device information, operating system, browser type, and usage logs to ensure security and improve app performance.
• Cookies: Used for session management, analytics, and ensuring a seamless user experience. Manageable via browser or app settings.

How We Use Your Information

• Process your mobile recharges, DTH top-ups, and utility bill payments securely and efficiently.
• Verify your identity, prevent fraudulent transactions, and comply with legal and regulatory obligations.
• Provide customer support, send transaction alerts, and notify you about new features or service updates.
• Analyze usage trends for risk management and to enhance our platform's user experience. We do not sell your personal data to third parties.

Sharing Your Information

• Shared with trusted service providers (e.g., telecom operators, billers, payment gateways) necessary to complete your requested transactions.
• Disclosed to law enforcement or regulatory bodies if required by law or to protect against fraud and legal liabilities.
• Not shared for marketing purposes without your explicit consent.

Data Security

• We employ industry-standard encryption, secure servers, and strict access controls to protect your financial and personal data.
• Regular security audits are conducted to maintain compliance with data protection laws.
• While we ensure robust security on our platform, users are encouraged to keep their login credentials confidential.

Your Rights and Choices

• You have the right to access, update, or request the deletion of your personal data by contacting our support team.
• You can opt-out of non-essential promotional communications at any time.
• Data Retention: We retain transaction records as required by financial regulations; inactive accounts may be deleted in accordance with our retention policy.

Changes to This Policy

We may update this privacy policy periodically. Changes will be posted on the Maritime Pe platform; your continued use of our services implies acceptance of these updates. Last updated: April 12, 2026.